Vacancy Description
£45,000 - £55,000 + Bonus
Delivering an outstanding holistic financial planning service to new and existing clients. Promoting and providing relevant advice. Working alongside two other Advisers and a high-quality and experienced support team, the role has responsibility for managing a portfolio of existing clients, most of whom are approaching or in retirement, with a focus on client relationship management rather than the development of new business.
An award-winning boutique wealth planner, asset manager and employee benefits specialist. Who are independent, this allows them to provide objective advice that is aligned to a client’s best interests, delivered by teams steeped in financial services knowledge and experience.
The role offers the ability to work from home but ideally you will be within 2 hours from London for ease client meetings etc.
Accountabilities:
The Private Client Adviser must hold the requisite technical knowledge, experience and qualifications to perform the role effectively. The role comprises, but is not restricted to:
General responsibilities
- Achieve agreed financial targets in terms of generating fee revenue and referrals, and managing client relationships
- Prepare for and carry out annual suitability reviews of client’s financial plans, along with more regular reviews as and when appropriate
- Ensure the production of suitability letters to document advice provided to clients
- Promote and provide advice on a full range of client circumstances and objectives
- Manage relationships with agreed clients
Client engagement
- Ensure all communication with clients, including correspondence, meetings and telephone calls, are conducted in an efficient and professional manner in accordance with the firm's procedures and documented accordingly
- Encourage clients to select the most appropriate Client Service Proposition (CSP) to meet their needs, taking into account affordability and risk tolerance
- Build and maintain long-term relationships with new and existing clients, and with introducers.
- Prepare for client meetings, taking detailed written notes during the meeting and following up on all technical points raised during the meeting
- Where required, prepare lifetime cashflow models relevant to each client’s circumstances, objectives and possible financial outcomes
- Construct financial plans to address each client’s lifetime objectives in the context of the cashflow models, generally comprising (but not limited to) contingency planning, legacy/succession planning, asset allocation/wealth management and tax planning
- Deal with complex and technical client queries as and when they arise
Experience and Competencies
- Chartered-level (or well on the way to Chartered-level) financial planner with 2+ years’ experience within a planning-led IFA environment, supporting HNW clients
- Excellent working knowledge of investment, life and pensions products and associated legislation
- Comprehensive understanding of Income Tax, CGT and IHT, investment bonds and estate planning
- Strong understanding of the principles of asset allocation and portfolio construction
For further information please contact Tegan Sillett on 02392455422 or email tegan.sillett@dynamiterecruitment.com